CURRICULUM VITAE                

(In English language)

A / GENERAL INFORMATIONS:

Family Name:                BOUDJELAL

Forename:                         Mohammed

Birth:                                    28/11/1956 in Médjana, Algeria.

Marital Status :                 Married, 04 children

Address:              P.O. Box 472, Bordj Bou Arreridj, 34000 – ALGERIA                        

Tel/Fax : 00 213 35 69 07 22 (Home)

Tel. 00 213 660 (0)  171 594 (Mobile)

                e.mail : boudjelal1956@gmail.com                        

Functions :          

• Full Professor of Universities in Algeria and abroad.
• Member of the High Islamic Council, Algeria.
• Member of the National Sharia Authority of Fatwa for the Islamic Finance Industry, Algeria.
• Member of the Sharia Board of a number of banks and insurance companies.
• Coordinator of the project implementation unit for the development of the legal and regulatory framework for SUKUK and TAKAFUL insurance in Algeria, Ministry of Finance, Algeria.
• Adviser at the Ministry of Finance, Sovereign Sukuk Project financed by the Islamic Development Bank, Jeddah, KSA.
• President of the Scientific Council, Faculty of Economics, Management and commercial studies, University of M’Sila, Algeria. (elected in 2010 for 03 years renewable)
• Director of Magistère Programme on Money, Banking and Insurance, M’sila University, 2009/2012
• Visiting Professor of Islamic Finance at EM Strasbourg, Strasbourg University, France.
• Visiting Professor of Islamic Finance at KEDGE business School, University of Bordeaux, France.
• Head of the Islamic Economics & Finance Programme, IIIT France (2009-2012)
• External examiner Member of the Promotion Committee for Professorship, King Abdul-Aziz University, Kingdom of Saudi Arabia.
• Financial Advisor at the Kuwait Awqaf Public Foundation, Kuwait (1995-1997)
• Consultancy Expert at the Islamic Development Bank, Jeddah, Saudi Arabia.
• Consultancy Expert to the Ministry of Awqaf and Religious Affairs in Algeria.
• Consultancy Expert to the Sukuk Sovereign Project, Ministry of Finance, Algeria.
• Consultancy Expert to the Central Bank of Algeria for the elaboration of Regulations Related to Islamic Banking including Monetary and Policy Tools, Prudential Rules and Sharia Governance.
• Consultancy Expert to the Algerian Economic Club (Club Economique Algérien – CEA)
• Consultancy Expert to the Algerian Confederation of Citizen Employers (CAPC).
• Founding Member of the Zakat National Fund, Algeria.
• Appointed Supervisor of CIBAFI Exams in Algeria.
• Appointed international reviewer for the M.Sc. Programme in Islamic Economics / Awqaf and Charity in 2019 by the Deanship of Graduate Studies (DGS) at King Abdulaziz University (KAU), Kingdom of Saudi Arabia.
• Nominated in 2020 as an international reviewer for the Master Program in Islamic Finance by the Deanship of Graduate Studies (DGS) at King Abdulaziz University (KAU), Kingdom of Saudi Arabia.
• Expert-trainer at the School of Higher Studies of Insurance (Ecole des Hautes Etudes d’Assurance –EHEA), Algiers.
• Expert-trainer at the Institute of Research and Training in Islamic Finance (IRFFI), Staoueli, Algiers
• Expert-trainer at the Institute of Banking Studies (IFB), Dely Brahim, Algiers.
• Takaful (Insurance) Sharia Consultant/Adviser to Cradif EL Djazair, a member of BNP Paribas Group.
• First ever researcher to have presented a dissertation on Islamic Banking in the history of British universities (Heriot-Watt University, November 1982), for which I was granted the certificate of best student.

Translator & Reviser :                         ■ English into French & English into Arabic

                                                                        ■ French into Arabic                                                                                                                                                           ■ Arabic into French

External translator and Reviser for the IDB Group, Jeddah, Saudi Arabia

• Referee for a number of economic reviews and journals in Algeria and abroad.

Spoken and written languages:  Arabic, English and French.

Membership:

• ¨ Member of the Scientific Council of the faculty of Economics, University of Sétif, Algeria, for many years.
• ¨ 2010: Member & President of the Scientific Council of the faculty of Economics, Management & Commercial Studies, University of M’sila, Algeria.
• ¨ Member of the “Centre d’Etudes et de Recherches en Economie Islamique”, Paris, France.
• ¨ 1988: Member of a team research in Islamic Economic Studies, University Emir Abdelkader, Constantine, Algeria.
• ¨ 2002: Member of the editing staff of the Economics & Management Review of the Faculty of Economics & Business Management – University of Sétif, Algeria.
• ¨ Member of the editing staff of the Economics & Management Review of the Faculty of Economics & Management – University of Batna, Algeria.
• ¨ Member of the editing staff of the Economics & Management Review of the Faculty of Economics & Business Management – University of Chlef, Algeria.
• ¨ Referee for a number of Revues and Journals in Economics inside and outside Algeria.
• ¨ Referee for the Islamic Economic Studies Review, Islamic Research & training Institute, Islamic Development Bank, Jeddah, Saudi Arabia.
• ¨ Referee for the Journal of King Abdulaziz University –Islamic Economics-, Jeddah, Saudi Arabia.
• ¨ Referee for Awqaf Review, Kuwait Awqaf Public Foundation, Kuwait.
• ¨ Member of the Consultation Committee of the French IRTI Revue “Etudes en Economie Islamique”, IRTI/IDB, Jeddah, Saudi Arabia.
• ¨ Member of the Permanent Committee for Scientific Promotion, Department of Scientific Council’s Affairs, King Abdulaziz University, Saudi Arabia.
• ¨ External lecturer, translator and reviser: the Islamic Development Bank and the Islamic Research and Training Institute, Jeddah, Saudi Arabia.
• ¨ Contributor to the Encyclopaedia of Islamic Economics, U.K.
• ¨ Founder member of the Zakat Fund launched in Algeria in 2003.
• ¨ 2009-2014: Visiting professor, Strasbourg University, France.
• ¨ 2012-2014: Visiting Professor, Kedge Business School, Bordeaux, France.
• ¨ Visiting professor at IIIT France 2009-2012
• ¨ Member of the panel of Experts of the Club Economique Algérien (CEA)
• ¨ May 2019 up to now: Sharia Expert in Takaful insurance for Cardif el Djazair
• ¨ Sharia expert for Takaful Window/MacirVie Life Insurance Company in Algeria
• ¨ Sharia expert for ReTakaful Window at Central Reinsurance Company (CCR) in Algeria
• ¨ Member at the panel of experts at the Ministry of Finance for the introduction of legal texts and fiscal aspects related to the implementation of Islamic finance in Algeria.
• ¨ Member of the Commission mandated to select the members of the Economic, Social and Environmental Council 2024-2027.
• ¨ 2024: Nominated Adviser at The Ministry of Finance.

 B/ EDUCATION AND ACADEMIC QUALIFICATIONS:

• 1992 : Doctorat (PhD) in Economics from the University of Paris 2, Panthéon-Assas,

           France. (Mention très honorable). Theme of the thesis: “The Islamic Banking System”.

• 1982 : Master of Science in Management Studies from Heriot-Watt University, Edinburgh, Scotland, U.K. Theme of the dissertation:

           « The business of interest-free banking with particular reference to the Kuwait Finance House ».

            Prize of Best Student (Attestation joined)

• 1981: Postgraduate Diploma in Management Studies from Heriot-Watt University, Edinburgh, Scotland, U.K.
• 1980: This year was completely devoted to the in-depth study of the English language at the English Language Centre, Brighton, England, U.K.

• 1979 : Licence (i.e.BSc) in Financial and Commercial Studies,

  University of Algiers, Higher School of Commerce, Algeria.

• 1979: Certificate of Specialization in Accounting and Finance, which is delivered to best students only.
• 1976: Baccalauréat or Secondary School Certificate in Economics.
• 1973: Brevet d’Enseignement Moyen (BEM) equivalent to 0 level. Before I got the above certificate, I spent six years in primary school and four years in college.

C/ PROFESSIONAL QUALIFICATIONS:

• 1988: Certificate of a Training Course in Islamic Economics delivered by the Centre d’Etudes et de Recherches en Economie Islamique (CEREI) Paris organised at Strasbourg Human Sciences University (France).
• 1999: Insurance intermediary delivered by the Ministry of Finance in Algeria.
• Trainer for Bankers and Insurers at IRFFI (Staoueli), Institut de Formation Bancaire (IFB) and Ecole des Hautes Etudes d’Assurance (EHEA).

D/ WORKING AND PROFESSIONAL EXPERIENCE:

• 1978, 1979: I worked during the summer vacation in a business consultancy and chartered accountant Cabinet in Sétif, Algeria.
• 1981: I went to the Kuwait Finance House for one-month training which was a part of the MSc requirements for my dissertation for which I got the Prize of Best Student in Heriot-Watt University in 1982. 
• 1982 –1994: Teaching at the University of Sétif, Faculty of Economics, Algeria.

• 1995-1997: Financial Adviser, Kuwait Awqaf Public Foundation.
• 1998: I followed an intensive training course with the Ministry of Finance after which I got the certificate of Insurance Intermediary (insurance brokerage).
• 1999-2008: Full Professor of Economics, Ferhat Abbas University, Sétif, Algeria.
• 2008 up to now: Full Professor of Economics, University of M’Sila, Algeria.
• 2009: Founding member of the University Degree Islamic Finance, Strasbourg University, France.
• 2009: Visiting Professor for Master Degree of Banking & Insurance, Faculty of Economics, Sétif, Algeria.
• 2010 Head of the Department of Islamic economics & finance, IIIT France
• 1983-84: Director of the Institute of Economics, University of Sétif, Algeria.
• 1985: Head of the Department of Management Studies.
• 1988: Visiting-Lecturer for postgraduate students at the Higher School of Commerce, Algiers University.
• 1991, 1992 & 2001: Associate-Professor (i. e. external lecturer) for Postgraduate students at the Faculty of Economics, University of Batna, Algeria.

• 2002/2003: Visiting-Lecturer for Postgraduate students at the Faculty of Economics & Business Management –University of Batna, Algeria.
• 2003/2004: Visiting-Lecturer for Postgraduate students at the Faculty of Economics & Management Studies –University of Skikda, Algeria.
• 2005-2006: Visiting-Lecturer for Postgraduate students at the Faculty of Economics & Commercial Studies –University of Tébessa, Algeria.
• 2009/2010: Visiting Professor at Ecole de Management Strasbourg, Strasbourg University, France.
• 2009/2010: Head of the Department of Islamic Economics and Finance, IIIT France

PS :

      Among other academic and pedagogic activities, I participated in 1984 and 2005 to the ministerial action of up-dating of the national program regarding the subjects of economics taught in Algerian Universities especially the new teaching programme LMD recently launched in our faculty.

Subjects taught:

• At Undergraduate level:

– Functions of the Business Enterprise

– Managerial Finance

– Marketing

-Development Economics

-Capital Budgeting

– Monetary theory and Financial Institutions

-Monetary Economics

-Economics of Banking

-Economics of Insurance

– Financial English

      – French for students in economics

• At Postgraduate level:

– Financial Management

– Business Policy and Strategic Management

-Banking (Ecole Supérieure de Commerce- Algiers)

-Financing policies

-International financial techniques

-Economics of insurance

– Economics of banking

-Insurance & Banking techniques

– Economics of Insurance & Takaful Insurance

-Case Studies in Insurance

– Comparative finance

– Islamic economics and finance

-Islamic Financial Institutions

      – Managerial & Business English

• At Doctoral level:

Islamic Banking

Fundamentals of Islamic Finance

Islamic Financial Institutions

E/ SCIENTIFIC ACTIVITIES:

I participated to many symposiums, conferences and seminars among which I cite the following:

1. 20^th May 1984: I gave a communication in a one-day symposium on Economic Development held at the University of Sétif, Algeria.
2. 12^th November 1987: I gave two public lectures on the Stock Exchange Crisis of October 1987: the first one in the University of Sétif and the second in the University of Constantine, Algeria.
3. November 1988: I gave a communication in a symposium on Islamic Banking held at the University of Constantine.
4. April 1989: I participated to a Seminar on the Obstacles to Economic Development held at the University of Paris II and organized by the CEDIMES under the supervision of Professor Jacques Austruy.
5. October 1989: I participated to a seminar on the methods of teaching of Islamic Economics held in Abu Dhabi, United Arab Emirates, sponsored by the Islamic Development Bank of Jeddah and the Central Bank of the host country.

6. April 1990: I participated to the seminar on Economic Development held at the University of Fes, Faculty of Law and Economics, Morocco.
7. October 1990: I was appointed as a commentator of a communication in a Seminar held in Mohammadia, Morocco.
8. November 1991: I was appointed as head organizer of a Seminar on “Economic policies in an Islamic Perspective” held at the University of Sétif, Faculty of Economics and sponsored by the Islamic Development Bank of Jeddah.

1. December 1992: I gave two communications in a Seminar on “Islamic Financing Instruments” held in Nouakchott, Mauritania.
2. March 1994: I gave two communications in a Seminar held at N’jamena, Republic of Chad, organised by the Islamic Development Bank (IDB) & the Supreme Council of Islamic Affairs of the host country.
3. May 1995: I gave a communication on Islamic Economics in a seminar held in Dakar, Senegal, sponsored by the “Centre d’Etudes et de Recherches sur le Développement” of the host country.
4. December 1995: I gave two communications on Islamic modes of finance in a Seminar held at Bamako, Republic of Mali organised by the Islamic Development Bank and L’Ecole Nationale d’Administration of the host country.
5. April 1998: I gave a communication on “the Revival of the Sunnah of Waqf in Muslim Societies and Communities: Justifications and Conditions of Success”, during the Seminar on Waqf & Economic Development held in Kuala Lumpur, Malaysia, 2-4 March, 1998.
6. October 1998: I gave three communications in an international seminar on “Zakat & Waqf” organised by the IRTI of the Islamic Development Bank and the World Islamic League of Cameroun, 12-17 October 1998.
7. March 1999: I gave a communication at an international conference on Islamic Economics held at the University of Kuala Lumpur, Malaysia with the collaboration of the IDB. Theme of the paper: “The need for a new approach of the socioeconomic developing role of waqf in the 21^st century”
8. October 2000: I gave a communication at the 18th international conference on Islamic economics held at Damascus, Syria, and sponsored by Al-Baraka Group. Theme of the paper presented : “Role of the Islamic financial institutions in enhancing Waqf foundations in modern societies”.
9. February 2001: I gave two communications in two separate symposiums (one on “Fiscal Reform in Algeria”,  the other on “the Role of the Stock of Exchange in the economy” ) held at the Faculty of Economics, Sétif.
10. November 2001: I gave a communication on an international conference held at the faculty of Economics of Sétif on the subject of : Upgrading of business institutions and the challenges of integration to the World economy.
11. May 2004:  I gave a communication at the International Seminar on Economic Integration held by the Faculty of Economics & Management Studies, University of Sétif in collaboration with the Arab Institute of Economic Research, 8-9^th May 2004.
12. July 2004: I gave a communication at the International Seminar on the institutions of Zakat in the Arab world held on 9-10 July 2004 at the Faculty of Economics and Management Studies, Saad Dahleb University, Blida, Algeria.
13. May 2005: I gave a communication at the 3^rd international conference on Islamic economics held in Umm al-Qura University, K.S.A. Title of the paper: Ways and means to modernize the institution of Waqf in the 21^st Century.
14. March 2007: I gave a communication on a 2 days seminar on Zakat experiment in Algeria organized at the Islamic Emir Abdelkader University, Constantine, Algeria.
15. April 2007, I gave a communication in the Wednesday debate organized by the Centre for Research in Islamic Economics, King Abdulaziz University, Saudi Arabia.
16. April 2008, I presented a paper on Rethinking the Theory of Islamic Banking in the 7th international conference on Islamic Economics held 1-3^rd April, 2008 in the Centre for Research in Islamic Economics, King Abdulaziz University, Saudi Arabia.
17. 17^th September 2008, I gave a lecture on Islam & Economics at Strasbourg University.
18. November 2008, I presented a paper to the 1^st Forum in Islamic Finance held in Algiers on the 4^th november 2008, Sofitel Hotel, organised by the French consulting bureau: Isla-invest.

Tiltle of the paper : La Banque de detail et la banque de financement participatif

1. November 2008, I presented a paper to the 3^rd international conference held in Hassiba Ben Bouali University, Chlef, Algeria, on Risk Management in IFIs.
2. 3^rd January 2009, I presented a paper at an international seminar held in Khartoum, Sudan. Tiltle of the paper: An Islamic approach to the recent financial crisis.
3. 21^st January, I gave two communications at Strasbourg University during the inaugurating day of the University Degree Finance Islamique.
4. 08^th February 2009, I presented a paper at an international seminar held in Saint Ouen, France on ‘Finance islamique et ethique du marché’ organised by iiit france. Title of the paper : Les acquis et les défis de la finance islamique.
5. 11^th February 2009, I gave a public lecture on the current financial crisis in iiit France.
6. 10^th November 2009, I presented a paper at an international seminar on “Sustainable Development”, Faculty of Economics, M’sila University, Algeria.
7. 21^st February 2010, I gave a public lecture on the social implications of Zakat in a one day seminar organized by the Ministry of Awqaf and Religious Affairs, Algiers, Algeria.
8. 19^th April 2010, I presented a paper at an international seminar on “Risk Management in Islamic Finance”, Faculty of Economics, Ferhat Abbas University, Sétif, Algeria.
9. 28^th April 2010, I presented a paper at an international seminar on “The impact of the world Financial crisis on developing countries”, Faculty of Economics, Bechar University, Algeria.
10. 13^th February 2011, I presented a paper at a seminar on “The World financial crisis and its impact on the Algerian economy”, African University of Adrar, Algeria.
11. 26-30^th june 2011, I participated to the 36^th Annual Meeting of IDB Group as Translator as well as to the 6^th IDB Global Forum on Islamic Finance on “Managing Liquidity and Enhancing the Size of Islamic Financial Institutions organised by CIBAFI the 27^th June 2011, Jeddah, Kingdom of Saudi Arabia.
12. 5-6^th July 2011: Two lectures in a symposium on Islamic Finance in Africa organised by the Ministry of Economics and Finance in the Republic of Gabon, in collaboration with IDB, Jeddah, Saudi Arabia.
13. 15-16 July 2011: I presented a paper in the Maghreb Forum on Islamic Finance organised by the Ministry of Finance of Tunisia, in collaboration with CIBAFI, Bahrain. 
14. 19-20 June 2012 : Lecture on Islamic Finance in an international seminar organised by Mohammadia School of engineers in Rabat, Morocco.
15. 21-22 June 2012 : I presented a paper on the Role of Zakat in solving social problems in an international seminar organised by the university of Sfax, Tunisia.
16. 24-25 June 2012 : Lecture on the Economic Effect of Zakat in an international seminar organised by the university Saad Dahled, Blida, Algeria.
17. 13-18 September 2012: Participation as an economist expert to the 20^th Annual Conference of The World Academy of Islamic Fiqh organised in Oran, Algeria.
18. 8-9 October 2012 : Paper on : «Le contrôle charaïque des opérations bancaires et financières : état des lieux et perspectives d’avenir » in an International Seminar held at Chinguitt Modern University, Nouakchott – Mauritania.
19. 13-14 December 2012 : I delivered a lecture on « Sustainable Development and Islamic Values » in an international seminar held at the University of Guelma, Faculty of Economics, Algeria.
20. 20-21 May 2013: I presented a paper on the: « Role of Zakat and Waqf in socioeconomic development », in an international seminar organised by the university Saad Dahled, Faculty of Economics, Blida, Algeria.
21. 6-7 December 2013: I presented a paper on the Role of Islamic Investment Funds in enhancing Islamic Stock Exchange Markets – The case of Saudi Arabia, in an international Seminar held at the Higher School of Commerce – Algiers.
22. 23-24 January 2014: I presented a paper entitled: Le «troisième secteur»: un segment de l’activité sociétale porteur de justice économique avec référence particulière à la Zakat, in an International Conference on “Éthique et religions pour une économie juste”, Singer-Polignac Foundation, 43 avenue Georges Mandel 75116 Paris – www.singer-polignac.org, under the supervision of Pr Dominique de Courcelles, President of CIRID.
23. 27-28 April 2014: Paper presented in a seminar on “Renewable Energies” organized by the University of Tamanrasset, Algeria.
24. 16-17 June 2014: Paper presented to the International Conference on Economics of Sukuk organized by the University of Sfax, Tunisia.
25. 30-32 October 2014: Paper presented to the International Conference on Islamic and Ethical Finance organized by Qadi Ayyad University, Marrakech, Morocco.
26. 12-13 November 2014: Paper presented to the International Conference on Islamic Banking: Foundations, Experiences and Prospects, Faculty of Law, Economics and Social Studies, Fès University, Morocco.
27. 19 November 2014: Inaugural Lecture for the launching of a new Master Degree in Islamic Finance, Mohamed V University, Rabat, Morocco.
28. 24 November 2014: Public Lecture on Islamic Economics given at the Faculty of Economics, Qadi Ayyad University, Morocco.  
29. 15 December 2014: Examiner of a PhD candidate at Pierre-Mendès France University, Grenoble (France) on A Proposed Islamic Finance CAPM under the Supervision of Pr Ollivier TARAMASCO. 
30. 24^th January 2015: Paper presented at an international Seminar in Tunisia entitled: Overview of the teaching of Islamic economics and finance in Algeria.
31. 07^th February 2015: Paper presented to the international seminar on Modern Waqf products entitled: Prospects of Waqf foundations organized by the Tunisian Association of Islamic Finance, in collaboration with IRTI/IDB and Kuwait Awqaf Public Foundation.
32. 31^st March 2015: I gave a lecture on Islamic economics and finance at al-Ghazali Institute for Islamic Studies, Mosque of Paris.
33. 23^rd April 2015; I was nominated as a member of the Higher Screening Committee of the IDB Prize of Islamic Economics for the Year 1435H/2014G.
34. 20^th May 2015: I presented a paper on ‘The Challenges facing Islamic Insurance Companies’ in an International Seminar on The Challenges facing the Institutions of Islamic Economics organized by Chinguitt Modern University –Nouakchott, Mauritania- with the Collaboration of IRTI/IDB Group and Kuwait Awqaf Public Foundation. 
35. 25^th May 2015: Paper presented to an International Symposium on Islamic Finance organized by Marrakech University –Morocco. Title of the paper: Partner Banks: the Missing Component in the Contemporary Islamic Banking Experiment.
36. 06-07 October 2015: Paper presented at the 9th international colloquium organized by the faculty of Economics, University of Skikda, Algeria on Endowment Investments –State of art and Challenges. Title of the paper: Innovation in investments of Endowment Funds: Role of IFI’s.
37. 17-18^th November 2015: Paper presented at the 1st international Conference organized by the University of Skikda, Algeria on Emerging Stock Exchange Markets. Title of the paper: The need for an Islamic Stock Exchange Market in a Diverted Global Market.
38. 17-18^th November 2015: Paper presented at the 1st international Conference organized by the University of Skikda, Algeria on Emerging Stock Exchange Markets. Title of the paper: Capital Market Efficiency: Evidence from Egypt.
39. 3^rd March 2016: Paper presented at the national forum of the Algerian Economic organized at El-Aurassi Hotel under the title: The reformation of the Algerian banking and financial sector and the need to pave the way for alternative products.
40. 21^st May 2016: Paper presented at the international seminar held at Zitouna University, Tunis, co-organised with Tunisian Association of Islamic Finance. Title of the paper: “Role of the third sector in development”.
41. 26–27^th October 2016: Paper presented at the international seminar held at Cady Ayyad University, Marrakech, Morocco.  Title of the paper: “Philanthropic funding: the case of Waqf Giving”
42. 23^rd January 2017: Public Lecture on Islamic Finance: Principles and finalities given to Banking Professional Panel at the Islamic High Council, in Algiers, Algeria.   
43. 25^th May 2017: Public Lecture on Takaful insurance given at the Islamic High Council in Algiers.
44. 23^rd August 2017: Public lecture on the Prospects of the Algerian Economy in Regard to the Decline of Oil Revenues Since the Middle of 2014. Workshop organized by the Rassemblement Economique Algérien.
45. 9^th October 2017: Public Lecture on the role of Zakat in enhancing national development – the case of Algeria given at the Islamic High Council in Algiers.
46. 24^th October 2017: Lecture given to an international seminar organized by AL-Salam Bank of Algeria. Title: The future of Islamic Banking in Algeria.
47. 25^th October 2017: Lecture given in a seminar organized by the University of M’sila dedicated to PhD students and financial sector professionals. Title: Alternatives to the conventional interest-based modes of finance.
48. 13^th December 2017: Lecture on Islamic Finance given to an international Conference held at Tipaza Univesity, Algeria.
49. 21^st December 2017: Lecture on Financing Investments in an Islamic Perspective given to a seminar organized by the Club Economic Algérien in Souk Ahras, Algeria.
50. 24^th December 2017: Lecture on How to implement Islamic banking in Algerian Commercial Banks in a symposium organized in Algiers by the Association of Banks and Financial Institutions (ABEF).
51. 25^th December 2017: Lecture on Islamic Modes of Finance in a one-day symposium organized by The Chamber of Commerce and Industry in Tipaza, Algeria.
52. 25^th January 2018: Lecture on “Implementation of Islamic Finance in Algeria” in a one-day Symposium organized by the Scientific Club (Setif) and the Islamic High Council, Setif, Algeria.
53. 04^th February 2018: Lecture on Qualities of Successful Leaders presented to a Seminar organized by the Faculty of Economics at the University of Tindouf, Algeria.
54. 20^th February 2018: Lecture on the Prerequisites for a Successful Implementation of Islamic Finance within the Algerian Context, presented at a one-day Seminar on Islamic Financial Transactions organized by Mouloud Kacem Cultural Association, Sidi Belabbes, Algeria.
55. 1^st March 2018: Lecture on Islamic Finance in Algeria presented at a one-day seminar organized by the University of Medea with the collaboration of the High Islamic Council in Algeria.
56. 4^th March 2018: Lecture on the Prerequisites of Success of Islamic Finance in Algeria presented in a one-day seminar in the University of Adrar, Algeria.
57. 5^th March 2018: Lecture on the Fundamentals of Islamic Finance delivered to a specialized audience in the Cultural Center in Adrar, Algeria.
58. 5^th March 2018: Lecture on the Modes of Islamic Finance offered to the Business Community in a workshop organized by the Chamber of Commerce and Industry of Adrar, Algeria.
59. 13^th March 2018: Inaugural Lecture on the Islamic Finance: the Step Forward after the Announcement of the Government, presented in an international seminar on Islamic Finance organized by the Faculty of Economics at the University of Guelma, Algeria.
60. 17^th April 2018: Inaugural Lecture on the Sharia and Legal Prerequisites of Islamic Finance in Algeria in an international seminar on Islamic Finance organized by the Faculty of Blida, Algeria.
61. 18^th April 2018: Lecture on the Conception of a Central Sharia Board in Algeria in an international seminar on Islamic Finance organized by the Faculty of Economics at the University of Tipaza, Algeria.
62. 19^th May 2018: The State of Art of Islamic Finance in Algeria, a presentation for Doctoral Students at the Faculty of Economics, Management and Business Studies, University of M’sila, Algeria.
63. 2^nd May 2018: Inaugural Lecture on Islamic Finance in Algeria in a one-day seminar on Islamic Finance organized by the Faculty of Economics at the University of Bayadh, Algeria.
64. 09^th May 2018: Roundtable discussion on How to finance innovation in the FIE National Initiative organized by the National Higher School of Hydraulics with the Collaboration of the Algerian Economic Club, Blida, Algeria.
65. 10^th May 2018: Inaugural Lecture on Takaful Islamic Insurance in a one-day seminar on the State of Art of Islamic Insurance in Algeria organized by the Faculty of Economics at the University of Chlef, Algeria.
66. 14^th May 2018: Lecture on the Innovative Methods of Financing Scientific Research through the Social Capital Initiative in a one-day doctoral seminar organized by the National Agency for Valorization of the Findings of Research and Technological Development, Algiers, Algeria.
67. 3^rd July 2018: Lecture on Economic aspects of Zakat on a roundtable discussion organized by the Directorate of Religious Affairs and Waqf, El-Eulma, Algeria
68. 4^th July 2018: Lecture on the Role of Zakat Fund in enhancing Zakat Collection of Agricultural and cereal products, organized by the Directorate of Religious Affairs and Waqf, Setif, Algeria
69. 16^th July 2018: Lectures on Fundamentals of Economic and Islamic Finance in a Training Workshop organized by The Banks and Financial Institutions Association (ABEF) in Algeria with the collaboration of IRTI/IDB in the Banking Training Institute (Institut de la Formation Bancaire), Dely Brahim, Algeria.
70. 18^th July 2018: Lectures on Fundamentals of Takaful (Islamic Insurance) in the above Training Workshop.
71. 15^th Sept. 2018: Lecture on Waqf & European NGO/Trusts in an international Symposium in Strasbourg organized by Awqaf Review of Kuwait, with the collaboration of IsDB in Jeddah and the Muslim Association of Mulhouse (AMAL).
72. 6^th Oct 2018: Lecture on Economic Aspects of Takaful insurance, Al-Assala Center for Studies in Economics, Algiers. 
73. 28^th Oct. 2018: Lecture on Islamic Finance as seen in Western Literature presented to the second international seminar organized by Salam Bank in Algiers.

100. 11^th 2018: Lecture on Zakat as an institutional tool to help the poor and protect donators, presented in an international seminar held in Sidi Belabes and organized by the Ministry of Islamic Affairs and Waqf.
101. 24-25 Nov. 2018: Lecture on the Ecosystem of Islamic Finance in Algeria, organized by SAAFI under the patronage of the High Islamic Council, Algeria.
102. 6-7^th 2018: Lecture in the 6^th International Conference of Entrepreneurial Finance (CIFEMA’2018), National School of Business and Trade, Agadir, Morocco. 
103. 10-11^th 2018: Lecture in the 6^th International Conference on Islamic and Ethical Finance, Qadi Ayyad University of Marrakech, Morocco.
104. 7-8^th January 2019 : Lecture on the State of Art of Islamic Finance in Algeria in a 2 days seminar organized in the International Center of Conferences (CIC) in Club des Pins, Algeria, organized by the Center of Studies and Media Monitoring of Information and Communication Technology.
105. 09^th February 2019: Lecture in the third seminar on Social Responsibility of NGO organized by Algeria Charity in Algiers (Exhibition Hall).
106. 11^th February 2019: Lecture on Ecosystem of Islamic Finance in Algeria in a one-day seminar on Financing Developing Economies organized by the faculty of Economics, University of M’sila, Algeria.
107. 3^rd July 2019: Lecture before the General Assembly of the Algerian Economic Club on how to better position our national economy in a globalized world.
108. 16^th October 2019: Lecture Zakat and Waqf: Real Assets to legitimize Islamic Finance, 6^th Edition of the African Forum of Islamic Finance, Algiers.
109. 24^th October 2019: Lecture on the Development of Zakat Fund in Algeria from 2004 up to now in a one-day training seminar organized by the Local Direction of Awqaf and Religious Affairs, Sétif, Algeria.
110. 7^th November 2019: Lecture entitled: How to translate Sharia Texts into Acts, International Seminar organized by The Ministry of Awqaf and Religious Affairs, Aïn Defla, Algeria.
111. 10^th November 2019: Lecture on Islamic Finance and Sustainable Development in an International Seminar organized by Events for Conferences and Seminars in Algiers.
112. 17^th November 2019: Lecture on Ecosystem of Islamic Finance in a Seminar organized by the High School of Commerce, Kolea, Algeria.
113. 20^th November: Lecture on How to efficiently implement Islamic Finance in Algeria in an International Seminar organized by the Faculty of Sharia and Islamic studies, Algiers University.
114. 17^th December 2019: Lecture on Institutional Integration of the Islamic Finance Industry, International Colloquium organized by the Faculty of Economics, Hassiba Ben Bouali University, Chlef, Algeria.  
115. 18^th December 2019: Lecture on Waqf and Social & Economic Development in an International Seminar organized by the Faculty of Law, Hassiba Ben Bouali University, Chlef, Algeria.
116. 22^nd January 2020: Inauguration Lecture on The State Islamic finance in Algeria, Seminar on Islamic Finance organized by the Higher School of Algiers (Ecole Supérieure de Commerce, El-Kolea, Algeria.
117. 28^th January 2020: Inauguration Lecture to the Algerian Libyan Economic Forum, a B2B meeting between Algerian and Libyan Businessmen to strengthen South-South economic relations
118. 17^th February 2020: A professional meeting with the Governor of the Algerian Central Bank (Banque d’Algérie) on how to conceive a better Sharia Supervision of the Islamic banking industry by the Islamic Higher Council in concertation with Governmental institutions involved in the development of Islamic Finance in Algeria.
119. 27^th February 2020: Introduction of Islamic finance, an interactive lecture given in a Two-days seminar in Niamey, Niger, organized by the HC3N initiated by the President of Niger, H.E Issoufou Mahamadou
120. 28^th February 2020: Increasing Waqf (al-Waqf al-Nami) as an innovative model of Cash Waqf, lecture given in a Two-days seminar in Niamey, Niger, organized by the HC3N initiated by the President of Niger, H.E Issoufou Mahamadou.*
121. 2^nd March 2020: A professional meeting with the Chairman General Manager of the Reinsurance Central Company (CCR) on how to conceive a better Sharia Supervision of the Takaful and Retakaful industry in Algeria in the light of the proposed law on Takaful.
122. 2^nd March 2020: A professional meeting with the Director of Zakat and Waqf of the Ministry of Islamic Affairs and Awqaf on how to better exploit and develop Waqf properties in Algeria.
123. 3^rd March 2020: A professional meeting with the Chairman General Manager of the Stock Exchange Organisation and Supervision of Operations on how to conceive a better Sharia Supervision of the Sukuk industry in Algeria.
124. 7^th March 2020: Lecture on Investment of Waqf Properties/Assets given in a Two-days seminar in Algiers organized by the National Association Of Muslim Scholars of Algeria.
125. 7^th March 2020: Lecture on Recent developments on Islamic Banking & Finance in Algeria organized in Sultan Hotel in Algiers by the Al-Maali Association for Knowledge & Education.
126. 7^th March 2020: A professional meeting with the General Manager of Cardif El Djazaïr to discuss the project of Takaful Law proposed by the Algerian Union of Insurance and Reinsurance companies (UAR).
127. 8^th March 2020: A professional meeting with the President of the Organizing and Supervisory Commission for Stock Market Operations (COSOB) to discuss the Law of Sukuk to be proposed to the Authorities in 2020.
128. 9^th March 2020: A professional meeting with the Appointed Director of the Retakaful Window to discuss the Sharia supervision legal framework proposed by the Higher Islamic Council.
129. 10^th March 2020: A professional meeting with the Chairman General Manager of the Central Reinsurance Company (CCR) to finalize propositions relating to the proposed Takaful Law in Algeria.
130. 17^th March 2020: A professional meeting with the Director of Insurance at the Ministry of Finance in Algiers to discuss the project of Executive Decree on Takaful to be issued in 2020.
131. 16^th May 2020: Videoconference on the role of Islamic finance in mobilizing financial resources following the issue of 20-02 regulation by the Algerian central Bank, organised by the Forum des Chefs d’entreprise, the biggest corporation of employers.
132. 23^rd August 2020: Videoconference on how to implement Islamic windows in Algerian banks in the light of the regulation 20-02 of the Central Bank of Algeria.
133. 28^th August 2020: Videoconference on Algerian-Turkish Win-Win cooperation organised by Le Club Economique Algérien (an employers’ organisation) and Musiad (a Turkish employers’ Organisation).
134. 31^st August 2020: Lecture on the Reflation of Algerian Economy in the context of the New Economic Model given in a one-day seminar on the organised in Setif by the Association of Algerian Competences.
135. 15^th February 2021: Presentation to the Ministry of finance a road map covering all aspects of the ecosystem to implement Islamic Finance in Algeria. This includes updating of regulatory texts related to: Banking, Takaful insurance, financial market and how to develop the sukuk market in Algiers Stock Market (issuance, negotiation, etc…)
136. 18^th February 2021: Videoconference on Islamic Finance in Algeria: New developments and prospects – YouTube, organized by Casa Arab, Spain.
137. 4^th March 2021: Professional meeting at the Ministry of finance to follow-up the output of the previous meeting of 15^th February 2021.
138. 9^th March 2021: A training professional course on the fundamentals of Islamic Finance designed for Top Management, Crédit Populaire d’Algérie, an Algerian Public Bank, organized by the Banking Training Institute, Algiers.
139. 10^th March 2021: Judiciary Prerequisite for Sukuk in Algeria, lecture given to the international seminar on Sukuk industry organized by the University Abdallah Morsli, Tipaza, Algiers
140. 15^th March 2021: Participation to a one-day raising awareness of Islamic finance at the Algerian Senate, organized by the Ministry of finance.
141. 27^th March 2021: What is Islamic finance and how is implemented in Algeria. Lecture presented at a national conference organized by the Algerian Economic Club, Oued Souf, Algeria.
142. 8^th April 2021 : Keynote “Islamic Finance Implementation in Algeria: Prospects for Development of National Economy” presented to the Regional Conference on Creation and Development of Business Enterprises : Improving Access to Financial Instruments, organized by the Algerian Confederation of Citizen Employers (CAPC), Tlemcen, Algeria.
143. 25^th October 2021: Participation to a communication day about Islamic Finance organized by the Ministry of finance and the Higher Algerian Business School, Algiers.
144. 8^th November 2021: Lecture given at the International Centre of Conferences (ICC) on Takaful industry and financial inclusion, organised by INSAG, Algiers.
145. 16^th February 2022: Lecture given at EconomiX, a research laboratory, Paris Nanterre University (Paris 10). Title: “Islamic Finance in ALGERIA: A new industry at the service of National Economy”
146. 15^th March 2022: Lecture at the National People’s Assembly (APN). Title: The Role of Waqf in Development”.
147. 23^rd March 2022: Public Lecture on Islamic Finance at the University of Bouira, Algeria.
148. 16^th April 2022: Lecture to an international seminar on Islamic finance, Emir Abdelkader University, Constantine, Algeria.
149. 3^rd July 2022: Guest of Honour to a one-day workshop organised by the Minister of Micro-enterprises in which I participated with a comment on how better micro-enterprises would benefit from the Islamic financial modes proposing a pioneering idea of using Zakat levy as a guarantee to avoid cases of bankruptcy.
150. 26^th October 2022: Opening Lecture on Islamic Banking in Algeria at an international conference organised by the University of Batna, Algeria.
151. 29^th October 2022: Participation to a Roundtable on the theory and practice of Islamic Banking in Algeria, organised by the National Institute for Global Strategic Studies.
152. 15^th December 2022: Participation to a the inter-ministry Commission of granting of Halal Certificates to products destined for exportation.
153. 19^th December 2022: Participation to a one-day information on Islamic Banking in Algeria under the higher patronage of the Prime Minister of Algeria M. Aïmene Benabderrahamane.
154. 31^st December 2022: Lecture in a Symposium on the Third Sector organised in Algiers by the Association of Kafeel al-Yatim. Title: The role of Awqaf in enhancing national economy.
155. 26^th January 2023 : Lecture in a national symposium organised by the National Chamber of Algerian Notaries on the Modes of finance in Islamic Banks. Venue at La Gazelle d’or, El-Oued, Algeria.
156. 1^st February 2023: Participation to a workshop organised in GAM headquarters for proposing solutions to the fiscal treatment of Takaful activities in Algeria. The propositions will be submitted to the Ministry of finance, Algeria.
157. 12^th February 2023 : Lecture on the Challenges and Prospects of the Islamic Finance Industry in Algeria; Faculty of Social Sciences, M’sila University, Algeria.
158. 15^th February 2023: Lecture on Sustainable development in Islam, Blida, Algeria
159. 23^rd February 2023: Lecture on Takaful Insurance in a one-day workshop organised by the Chamber of Commerce and Industry (CCI) in Blida, with the collaboration of GAM Insurance Company.
160. 14^th March 2023: Lecture on “Itinerary of Islamic banking in Algeria”, Mohamed El Bachir al-Ibrahimi University, Bordj Bou Arreridj, Algeria.
161. 22^nd March 2023: Lecture on “Insight of the Theory and Practice of Islamic Banking in Algeria” organised by the Mitidja Cadet School, Algiers.
162. 8^th April 2023: Participation as an expert in a brainstorming meeting on the new housing finance policy in Algeria at the request of the Prime Minister, organized by the National Economic, Social and Environmental Council, Algiers.
163. 11^th May 2023: Lecture on Takaful Insurance in a one-day workshop organised by the Chamber of Commerce and Industry (CCI) in Bordj Bou Arreridj, with the collaboration of GAM Insurance Company.
164. 17^th July 2023: Initiator, organisator and moderator of a one-day seminar on The new Banking Law (23-09) in Algeria at the Higher Islamic Council.
165. 21^st September 2023: Lecture on Takaful Insurance in a one-day workshop organised by the Chamber of Commerce and Industry (CCI) in Oran, with the collaboration of GAM Insurance Company.
166. 9^th October 2023: Working meeting at the General Directorate of the Treasury, Ministry of Finance, dedicated to the presentation (in collaboration with the CEO of Salam Bank M. Nasser Hideur) of a model of a hypothetical issuance of sovereign Sukuk for financing of a state project.
167. 19^th October 2023: A second round of presentation of a Sovereign Sukuk issuance in Algeria, Ministry of Finance.
168. 23^rd October 2023: A Professional Meeting at the Bank of Algeria on the Accounting plan to be applied to Islamic banking operations referring to AAOIFI Standards, with participation of delegates from ISRA and the Higher Islamic Council.
169. 25^th October 2023: A professional Meeting at the Higher Islamic Council with representatives of the National Chamber of Notaries to discuss the treatment of Islamic funding Real Estate Transactions to avoid double payment of Notaries’ honorariums.
170. 9^th November 2023: Lecture on the Theory & Practice of Islamic Banking: The case of Algeria, in a Seminar organised by the Faculty of Economics, University Ferhat Abbes, Setif, Algeria.
171. 12^th November 2023: A professional Meeting with the Governor of the Central Bank (Bank of Algeria) related to the proposition of an Organisational Structure, mandate and duties of the National Sharia Authority of the Fatwa for The Islamic Finance Industry following the publication of The Banking Act 23-09.
172. 3^rd December 2023: Lecture on Islamic Banking given to a Seminar organised by the Faculty of Law, University Youcef Benkhada, Algiers.
173. 13^th December 2023: Professional Meeting with the Director General of the National Domain, Ministry of Finance, with the aim to find ways to proceed to an ever first issuance of Sovereign Sukuk.
174. 11 December 2023: Lecture to a panel of investors explaining Islamic finance and how the modes of funding contribute to mobilisation the economic development of Algeria.
175. 17^th December 2023: Lecture on the smooth implementation of Islamic banking and finance in Algeria in the strict respect of Sharia rules and principles. Faculty of Economics, University Tahri Mohamed, Bechar, Algeria.
176. 20^th December 2023: Lecture on Takaful Insurance, University of Oran2, Algeria.
177. 16^th January 2024: A professional meeting with Top Management of ARAB BANK to launch an Islamic Window. A roadmap has been proposed for approval by the Bank’s Head Quarter in Jordan.
178. 24^th January 2024: Lecture on Zakat and its impact on fair redistribution of wealth and revenues in the Muslim society, with reference to the National Office of Awqaf and Zakat in Algeria, Directorate of Religious Affairs, Setif, Algeria.
179. 15^th February 2024: Lecture on a one-day seminar organised by the Research Centre for Islamic Sciences and Civilization on the State of Art of Islamic finance after four years on experimentation in Public & Private Banks in Algeria, Laghouat, Algeria.
180. 28^th February 2024: Public Lecture on a Parliamentary-day organised by the National Assembly of Algeria on the role of Sukuk in mobilising financial resources for economic development.
181. 6^th March 2024: Lecture on a one-day seminar in Oran organised by the Algerian Economic Renewal Council on the role of the High Islamic Council in promoting Islamic finance in Algeria.
182. 27^th June 2024: “The Islamic Finance Industry in Algeria: Itinerary and Perspectives” Lecture given at the National Administration School, Algiers.
183. 3^rd July 2024: Meeting at the University of Setif with the President of the Islamic Higher Council in preparation of an International Colloquium on Islamic Economics to be held on 22-23^rd February 2025, celebrating the 50^th Anniversary of the launching of Islamic Banking in the Muslim World via the creation of IDB.

The colloquium is to be organised with the collaboration of the International Association of Islamic Economics, London, U.K.

184. 17^th July 2024: Lecture on Financing Investment through Islamic Modes of Finance: The Algerian Case, a one-day seminar organised by Echaab daily News Magazine.
185. 27^th July 2024: Lecture on Zakat levy as a component of the Islamic Finance Industry in a one-day seminar organised by the Ministry of Islamic Affairs & Waqf, Regional Directorate of Touggourt, Algeria.
186. 31^st July 2024: Lecture on a workshop on Islamic Banking organised by CNEP-Bank, Oran, Algeria in collaboration with the Ministry of Islamic Affairs & Waqf, Regional Directorate of Oran, Algeria.
187. 7^th November 2024: Lecture at a symposium on Islamic Banking and Economic Growth, Faculty of Economics, Yahia Fares University, Medea, Algeria.
188. 14^th November 2024: Participation at a workshop organised by the Central Bank of Algeria on a draft Regulation related to Islamic Interbank Monetary Market.
189. 19^th November 2024: Meeting with Top Management of National Housing Bank (Banque Nationale de l’Habitat) to present a Feuille de Route towards creating an Islamic Window.
190. 28^th November 2024: Lecture to a Seminar on Islamic Banking organised by the Faculty of Economics, University M’Hamed Bouguerra, Boumerdes, Algeria.
191. 2^rd December 2024: Lecture to a Seminar on Islamic Banking organised by the Faculty of Economics, University Hassiba Ben Bouali, Chlef, Algeria.
192. 9^th December 2024: Professional Meeting at The Central Bank (Banque d’Algérie) in preparation of a Regulation on Islamic Interbank Market & Monetary Policy in Algeria.
193. 10^th December 2024: Lecture to a Seminar on Islamic Banking organised by the Faculty of Economics, University Abu Belkaïd, Tlemcen, Algeria.
194. 11^th December 2024: Participation to a Seminar on Translation of The Holy Koran, Mascara, Algeria.
195. 15^th December 2024: Professional Meeting on Sovereign Sukuk at the Ministry of Finance, Algeria.
196. 17^th December 2024: Lecture at a one-day Seminar on Islamic Banking & Sustainable Development, Faculty of Economics, University Mohand Oulhadj, Bouira, Algeria.
197. 22^nd December 2024: Professional Meeting at the Central Bank of Algeria to discuss a Regulation Relating to Monetary Policy Operations, Instruments & Procedures.
198. 22^nd December 2024: Professional Meeting at the Central Bank of Algeria to discuss an Instruction on the Sharia Compliant Monetary Policy Instruments.
199. 13^th February 2025: Professional Meeting on Sharia Governing and Monetary Policy for Islamic Banking, Central Bank of Algeria, Algiers.
200. 17-18^th February, 2025, Islamic Banking and IT, International Seminar, Abdullah Morseli University, Tipaza, Algeria.
201. 25^th February 2025, Islamic Finance System Between Reality and Hope: Milestones for the Advancement of the Financial Industry in Algeria, Lecture at the Islamic High Council, Algeria.
202. 3^rd March 2025: Proposals to energize Algiers’ Stock Exchange Market: A Professional Note requested by a Sovereign Authority.
203. 5^th March 2025: Virtual Professional Meeting on Sukuk Project between IsDBI, ICD and Ministry of Finance, Algeria
204. 11^th March 2025: Lecture on Islamic Banking on invitation from the president of the Scientific Club ‘Elite’, Faculty of Economics, University M’hammed Bouguerra, Boumerdes, Algeria.
205. 10^th April 2025: First ever meeting at the National Investment Fund in Algiers, organised by the Ministry of Finance with the Participation of the National Fund for Development Equipment. The subject of the Meeting is to explore the possibility of financing three big sovereign projects through the issuance of Sukuk.
206. 23^rd April 2025: Lecture on Islamic Banking, Faculty of Economics, University Hadj Lakhdar, Batna, Algeria.
207. 28^th April 2025: Lecture on Islamic Banking before a panel of investors and businessmen, organised by Gulf Bank Algeria, Belvedere Hotel, Ghardaia, Algeria.
208. 29^th April 2025: Lecture on Islamic Banking at the Faculty of Economics, University of Ghardaia, Algeria.
209. 13^th May 2025: Lecture on: Islamic Banking in its 50^th Jubilee, 16^th International Colloquium on Islamic Economics and Finance, Faculty of Economics, Ferhat Abbas University, Setif, Algeria.
210. 21^st May 2025: Speaker to a Panel on “Sovereign Sukuk: A Strategic Lever for National Financing”, IsDB Group Annual Meeting, Algiers 19-22 May 2025.
211. 25^th June 2025: Lecture on Financing Projects through Islamic Products to a Panel of investors organised by Algeria Gulf Bank (AGB), Oran.
212. 20^th July 2025: Lecture on Islamic Finance, Aflou, Algeria.
213. 14^th October 2025: Lecture on Building of the Institutional Infrastructure of Islamic Finance Industry in Algeria. Algerian Parliament, Algiers.
214. 3^rd November 2025: Lecture on Rationale of Islamic Economics & Finance. Algiers Books International Fair 2025.
215. 6^th November 2025: Lecture on Islamic Economics & Finance at Hassiba Ben Bouali University, Chlef, Algeria.
216. 7^th November 2025: Lecture on Islamic Finance: A Levy for Economic Development, organized by the Rassemblement Economique Algérien (REA), an Employers’ Organisation, Algiers, 2025.
217. 23^rd November 2025: Lecture on ‘Islamic Finance & Economic Development’, Tasshil Expo on Banking and Financial Products, Arab Banking Corporation (ABC), SAFEX, Algiers, Algeria.
218. 1^st December 2025: Lecture on ‘Islamic Finance: A Pillar of Algerian Economic Development’, University of Tamanrasset, Algeria.
219. 10^th December 2025: Lecture on ‘Insurance in an Islamic System’, El-Djazaïr Takaful Insurance Company.
220. 15^th December 2025 : Lecture on “Economical role of Islamic Banking in Algeria” Faculty of Economics, Yahia Fares University, Medea, Algeria.
221. 16^th December 2025: Lecture on “Islamic Banking in the Era of AI and Technological Development”, Faculty of Law and Social Sciences, University of Sidi Belabes, Algeria.
222. 27^th January 2026 : Lecture in a one-day discussion Panel organised by the Insurance Company ‘GAM’, Sofitel Hotel, Algiers.
223. 16^th April 2026: Lecture on “Islamic Banking & financial Inclusion” at the National School of Administration, Algiers.
224. 20^th April 2026: Lecture on The role of Islamic Finance in Enhancing National Investment in the Saharian Region, organised by the Local Authorities at El-Oued University, Algeria.
225. 22^nd April 2026: Lecture on the Role of Waqf endowments in Enhancing Economic Development, Tlemcen University, Algeria.
226. 25^th April 2026: Lecture on Islamic Finance and Economic Development, Sidi Belabbes, Algeria.
227. 27^th April 2026: Values Governing Islamic Economic System, Tipaza University, Algeria.
228. 29^th April 2026: Inaugurating Lecture to the First Ever Launching of an EMBA in ISLAMIC FINANCE, INSAG, Algiers.
229. 21st May 2026 : Lecture on “Itinerary of the Islamic Finance Industry in Algeria”, Institute of Economics of Customs & Taxation, Koléa, Algeria.
230. 5^th July 2026: Lecture by Zoom on Islamic Finance at a Professional Meeting in Garges-lès-Gonesse (Val-d’Oise) “Investing in Algeria” organised by Passerelles2MC & Algerian Economic Club focusing particularly to the Algerian Diaspora in Europe.
231. 13^th July 2026: Intractive lecture specially designed for Dental Staff, Blida Dental Care Hospital, Algeria.
232. 15^th July 2026: Speech pronounced on behalf of the High Islamic Council at the Event of the first ever Launching of AYRADE Shareholding Company to Algiers Stock Exchange.

Meanwhile, I act as a referee for a number of scientific revues of different universities inside and outside Algeria.

I am often invited to participate in different TV programmes to debate on different economic issues, particularly these related to the implementation of Islamic banking and Takaful insurance in Algeria. Also, I gave a number of interviews on different economic and banking aspects to local and foreign newspapers.

F/ PUBLICATIONS AND RESEARCH STUDIES:

In Arabic language:

• “Islamic Banking“, a book of 193 pages,

                                 Entreprise Nationale du livre, 1990, Algeria.

• “Priorities in Islamic Economics“, 60 pages, University of Emir Abdelkader, Constantine, Algeria.
• Towards an Institutional Formulation of the developing role of Waqf : Theory of The Increasing Waqf, Journal of Islamic Economic Studies, Islamic Research & Training Institute, Islamic Development Bank, Jeddah, Kingdom of Saudi Arabia, Vol.5, N°1, 1997.
• Financial Markets & Investment Funds, 103 pages, unpublished document, faculty of economics & management, Ferhat Abbas University, Sétif, Algeria.
• Lectures in monetary theories and financial institutions, faculty of economics & management Studies, Ferhat Abbas University, Sétif, Algeria.
• Role of IFI in upgrading modern Waqf, Awqaf Review, Kuwait, n°7, year 4, November 2004.
• An Islamic approach to the current world economic crisis, Revue Economy of Northern Africa, Hassiba Benbouali University, Chlef, Algeria, 2010.
• A Comparative Approach to Conventional and Islamic financing, Review of Economic, Management and Business Studies, University of M’sila, Algeria, 2011.
• The cost of funding in conventional and Islamic banking: A comparative study, Journal of King Abdulaziz University: Islamic Economics, Jeddah, Vol. 23, N° 02, 2019 (1431H), pp. 53-82.
• Gold Dinar as a tool to settle payments between Islamic Countries, with the collaboration of Lahlou Boukhari, Review of Economic, Management and Business Studies, University of M’sila, Algeria, 2014.
• Reforming banking and financial sector or the need to pave the way for alternative products, Algerian Economic Club, 2016.
• Waqf and Philanthropic Organisations in Europe: Obstacles and Law Aspects, Awqaf Review, Kuwait Awqaf Public Foundation, n°35, February 2019.
• Challenge of Islamic finance industry in formulating Sharia texts into law regulations, Research paper series of the Higher Islamic Council, January 2020.

In English language:

• “A Managerial Approach to the Mondragon Experiment in Spain” 90 pages, Heriot-Watt University, 1981, Scotland, UK.
• “The Business of Interest-free Banking with Particular Reference to the Kuwait Finance House“, 200 pages, Heriot-Watt University, Department, of Business Organisation, 1982, a dissertation for which I was granted the Prize of Best Student.
• Three decades of experimentation: Rethinking the theory of Islamic banking, Revue of Islamic Economics, vol.10, n°1, 2006, Journal of the International Association for Islamic Economics and the Islamic Foundation, Leicester, U.K.
• The need for a new approach to the Role in Socioeconomic Development of Waqf in the 21^st Century, Revue of Islamic Economics, vol.12, n°2, 2008, Journal of the International Association for Islamic Economics and the Islamic Foundation, Leicester, U.K.
• Economic Objectives of the State in the Islamic Economic System, Article published in the Encyclopaedia of Islamic Economic Economics, London, 1430 AH – 2009 AD.
• Philanthropic Funding – The Case of Waqf Almsgiving, Islamic Studies Revue of the Higher Islamic Council, N° 18, Rajab 1440 H / March 2019, Algiers, Algeria.

In French language:

• Le système Bancaire Islamique : Aspects Théoriques et Pratiques, 237 pages, published by The International Institute of Islamic Thought, Herndon, VA 22070, U.S.A.

       ISBN : 1-56564-206-6, 1998.

• “Mudharaba or Financing of Labor“, paper, BAMIS, Nouakchott, 1992, Mauritania.
• “Rarefied Financing Instruments“, paper, BAMIS, Nouakchott, 1992, Mauritania.
• A series of articles on Islamic Banking in “Le Courrier Economique”. Maison de la Presse, 1 Rue Attar Bachir, Alger.
• Impact de la Zakat sur l’activité économique, Revue of Social sciences, University of Batna, N^O 3, 1995, Algeria.
• Aperçu sur les Assurances en Algérie au lendemain des réformes, 200 pages, Faculty of Economics, Abbas Farhat University, 2003, Algeria.
• Les assurances dans un système islamique, Revue des Sciences Economiques et Sciences de Gestion, Faculty of Economics & management, Ferhat Abbas University, Sétif, Algeria, 2005.
• Trois décennies de pratiques bancaires : Repenser la théorie des banques islamiques, Les Cahiers de la finance islamique, Ecole de Management Strasbourg, N°3, 2012.
• La finance islamique, une alternative aux dérives de la finance conventionnelle, Droit et stratégie des affaires au Maroc, LexisNexis, N^o1, janvier-février 2015, 2^e année – JSSN 2275-0770, 141 rue de Javel 75747 Paris Cedex 15.
• Le troisième secteur économique, un segment de l’activité sociétale porteur de justice économique, Actes pour une économie juste, sous la direction de Dominique de Courcelles, lemieux éditeur, 11 rue Saint-Joseph, 75002 Paris, 2015.
• Réformes du secteur bancaire et financier ou le besoin de s’ouvrir aux produits alternatifs, Algerian Economic Club, 2016.
• La Zakat et le Waqf : un segment de la finance islamique au service du développement économique et social, Revue Al-Dirassat Al-Islamiyya, Haut Conseil Islamique, January 2018, N° 16, Algiers.

G/ SUPERVISING OF STUDENTS:

• At Postgraduate Level:

It is too long to cite all the dissertations and research works I supervised or, reported on, but I shall mention some areas on which these research works have dealt with:

• The Accounting effects of PLS financing modes of finance: The case of Al-Baraka Bank of Algeria. (MSc dissertation 2001/2002).
• The changing activities of Banks in a globalized financial market (Msc dissertation 2003/2004).
• Securitization and management risks
• Other MSc and PhD dissertations on different subjects in relation with Islamic finance, Banking, Managerial Finance, Insurance & Economics.

• At Undergraduate Level:

It is as well too long to cite all the dissertations and memories I supervised or, reported on, but I shall mention some areas on which these research works have dealt with:

                               – Economics of Islamic Banking

                               – Foreign direct investment in Algeria

                               – Financial Innovations and banking

                               – Monetary and financial institutions in a changing Environment

-Conventional & Islamic Banking

-The economic role of insurance institutions

-The accounting effects of Islamic financing instruments in Islamic banks: the case of al-Baraka Bank of Algeria.

-The globalisation of stock markets

– Globalisation of financial activities.

– Takaful Insurance

H/ TRANSLATION & REVISION:

I act as translator and reviser of economic & Fiqh papers from English or Arabic into French or English and French into Arabic language for some international institutions, as the Islamic Sharia Research Academy (ISRA) in Malaysia and the Islamic Development Bank (IDB) in Jeddah for which I translated over 100 research studies, reports and occasional papers on Islamic banking, Economics, Finance & Fiqh (Islamic Jurisprudence).

I participated as Reviser and translator in more than one Annual Meeting of the Islamic Development Bank (IDB) Group held in Algiers in October (2001), in Ouagadougou (2002), in Almaty (2003), in Tehran (2004),  in Ashgabat, Turkmenistan (2009), in Baku, Azerbaijan (2010) and in Jeddah, Saudi Arabia (2011), Tunis (2018).

                I also act as an economic expert and translator at the Algerian Economic Club, as well as to some public and private banks in Algeria.

I/ RESPECTABILITY AND AWARDS:

10th December 2018: Award of Qadi Ayyad University of Marrakech, Morocco, for the contribution in promoting Economic and Islamic Finance for more than three decades through writings, lectures, interviews, proposition of law amendments, especially after joining the High Islamic Council in Algeria.

7^th January 2019: Awarded by the Center of Studies and Media Monitoring of Information and Communication Technology for the contribution in Promoting Islamic Banking and Finance in Algeria and within foreign/neighbour countries.

25^Th September 2019: Awarded by the Deanship of Graduate Studies at King Abdulaziz University in recognition of my contribution as international external reviewer for the M.Sc Program in Islamic Economics / Awqaf and Charity in 2019.

24^th March 2020: Awarded by the Deanship of Graduate Studies at King Abdulaziz University in recognition of my contribution as international external reviewer for the Master Program in Islamic Finance in 2020.

16^th April 2021: Invited as Guest Honor to the Fifth Channel of the Algerian Public Television, to the famous programme “Taj al-Quran”. The invitation is reserved for the Algerian most distinguished Scholars.

28^th August 2024: Awarded by the Deanship of Graduate Studies at King Abdulaziz University in recognition of my contribution as an international reviewer of the Executive Master in Cooperative Insurance in 2024.

05^th August 2025: Awarded by The Minister of Awqaf & Religious Affairs in recognition of my contribution to the writing up of the Algerian New Law on Awqaf no. 25-06.

10^th December 2025: Honoured by The Central Bank Of Algeria as a pioneer of Islamic Economics & Banking helping Public Authorities in the implementation of Islamic Banking in Algeria.

16^th April 2026: Awarded by the National School of Administration, Algeria.

27^th April 2026: Awarded by Laboratory of Studies in Islamic Finance and Sustainable Development,

Faculty of Economics, Commerce & Management, University of Tipaza, Algeria.

* This lecture has culminated in the creation of the first ever bank account as Cash Waqf as an implementation of my theory of increasing Waqf developed in 1997 while I worked as Financial Advisor to the Kuwait Awqaf Public Foundation (KAPF). I wish to express my deepest gratitude and thanks to H.E the President of Niger Issoufou Mahamadou.